The following Terms and Conditions apply to users, viewers and all people who have access to this site. By using or viewing this site, you agree to its terms. If you do not agree, do not use this site.

Restrictions of Use

Material from this site may not be copied, reproduced, distributed, republished, uploaded, posted, or transmitted in any way without the prior written consent of CG UNITED INSURANCE. Neither title nor intellectual property rights are transferred to you by use of or access to this site; rather, all rights, title and interest in and to all aspects of the site remain the property of CG UNITED INSURANCE. Material on this site is provided for lawful purposes only.

Restriction of Liability

Under no circumstances shall CG UNITED INSURANCE, or its affiliates, subsidiaries, the parent or related companies be liable for any damages whatsoever (including, but not limited to direct, incidental, consequential, indirect, or punitive damages), harm, or injury that relate to, arise out of, or result from the use of, or access to, or the inability to use, any of the materials of this site, or are caused by any failure of performance, error, omission, interruption, defect, delay in operational transmission, computer virus or line failure. The material on this site could include technical inaccuracies or typographical errors. The materials on this site are provided “as is” and without warranties of any kind, express or implied. To the fullest extent permissible by applicable laws, CG UNITED INSURANCE disclaims liability for negligence and disclaims all representations and warranties, express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement. MASSY UNITED INSURANCE does not warrant that the functions contained in the material be uninterrupted or error-free, that the contents will be correct, accurate, or reliable, or that this site or the server that makes it available are free of viruses or other harmful components. You (and not MASSY UNITED INSURANCE) assume the entire cost of all necessary servicing, repair, or correction.

Submissions

All remarks, suggestions, ideas, creative concepts, graphics, or other information communicated through this site or otherwise sent to CG UNITED INSURANCE (together with the Submission) will forever be the exclusive property of CG UNITED INSURANCE, who will not be required to treat the Submission as confidential, and will not be liable for any use or disclosure of the Submission, and need not provide any compensation or acknowledgment for the Submission.

Jurisdiction

This agreement shall be governed in accordance with the laws of Barbados. Except as described otherwise, all materials in this site are made available only to provide information about CG UNITED INSURANCE, which controls and operates this site from Lower Broad Street, Bridgetown, St. Michael, Barbados, West Indies and makes no representation that these materials are appropriate or available for use in other locations. If you use this site from other locations, you are responsible for compliance with the applicable local laws.

Trademark Information

Any logos and all other intellectual property used herein are owned by CG UNITED INSURANCE and/or its affiliates, subsidiaries, the parent or related companies. The use or misuse of these trademarks or any content of this site, except as provided above, is strictly prohibited. Copyright 2000 CG UNITED INSURANCE. All rights reserved.