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Travel Baggage and Travel Cancellation

In addition to covering your luggage under the Contents section when traveling abroad, the Home Pro Elite also covers trip cancellation costs in case you must cancel your trip due to an illness, death, accident or damage to your home that occurs during the trip abroad or right before the trip started, provided that there’s no other insurance that covers these costs.

Pet Health Insurance

Your pets are important members of your household. The Home Pro Elite covers most acute illnesses and accident-related injuries to your dogs and cats. However, it does not cover vaccinations, sterilization costs, cancer and other chronic ailments.

Accidental Damage

The Home Pro Elite covers sudden and undeliberate accidental damage to your insured property caused by you or a member of your household. For example, you are covered if you accidentally drill into a water pipe or accidentally spill wine on a floor rug.

Personal Accident

The Home Pro Elite and Home Pro Extended help protect you and your family against the financial impact of an accidental death or permanent disability of any member of your household.

Personal Liability

The Home Pro Elite and Home Pro Extended provide coverage for liability claims that arise from bodily injury or property damage that is caused by you or a member of your household to other people.

Solar Panels

No separate insurance is needed to cover your investment. Solar Panels can be insured against new replacement value for an additional premium.

Fire, Explosion, Lightning

Aircrafts and Meteors

Burglary, Robbery, Theft

Storm, Rain, Hurricane, Tornado, Flood

Earthquake, Tsunami

Vandalism, Riots

Escape of Water

Impact by Motor Vehicle or Falling Objects

Accidental Damage (All Risks)

FREE Additional Coverages

Removal of debris and additional costs

Pet Health Insurance

Travel Baggage (Contents)

Travel Cancellation

Third Party Liability

Personal Accident

Contents left outside

Loss of metered water

Contents belonging to guests

Theft of Contents left inside Vehicle at Home

Loss of money and credit card fraud (Contents)

Replacement of keys and locks after burglary

Deep freeze products (Contents)

Contents temporarily removed

Alternative Accommodation

Loss of Rental Income (Buildings)

Accidental Damage to Glass and Mirrors

FLEXA

Basic Fire

hide

Yes

Fire, Explosion, Lightning

Yes

Yes

Aircrafts and Meteors

Yes

-

Burglary, Robbery, Theft

-

-

Storm, Rain, Hurricane, Tornado, Flood

-

-

Earthquake, Tsunami

-

-

Vandalism, Riots

-

-

Escape of Water

-

-

Impact by Motor Vehicle or Falling Objects

-

-

Accidental Damage (All Risks)

-

FREE Additional Coverages

hide

Yes

Removal of debris and additional costs

Yes

-

Pet Health Insurance

-

-

Travel Baggage (Contents)

-

-

Travel Cancellation

-

-

Third Party Liability

-

-

Personal Accident

-

-

Contents left outside

-

-

Loss of metered water

-

-

Contents belonging to guests

-

-

Theft of Contents left inside Vehicle at Home

-

-

Loss of money and credit card fraud (Contents)

-

-

Replacement of keys and locks after burglary

-

-

Deep freeze products (Contents)

-

-

Contents temporarily removed

-

-

Alternative Accommodation

-

-

Loss of Rental Income (Buildings)

-

-

Accidental Damage to Glass and Mirrors

-

EXTENDED

Fire Extended

hide

Yes

Fire, Explosion, Lightning

Yes

Yes

Aircrafts and Meteors

Yes

Yes

Burglary, Robbery, Theft

Yes

Yes

Storm, Rain, Hurricane, Tornado, Flood

Yes

Yes

Earthquake, Tsunami

Yes

Yes

Vandalism, Riots

Yes

Yes

Escape of Water

Yes

Yes

Impact by Motor Vehicle or Falling Objects

Yes

-

Accidental Damage (All Risks)

-

FREE Additional Coverages

hide

Yes

Removal of debris and additional costs

Yes

-

Pet Health Insurance

-

-

Travel Baggage (Contents)

-

-

Travel Cancellation

-

1,000,000

Third Party Liability

1,000,000

15,000

Personal Accident

15,000

1,000

Contents left outside

1,000

750

Loss of metered water

750

750

Contents belonging to guests

750

750

Theft of Contents left inside Vehicle at Home

750

750

Loss of money and credit card fraud (Contents)

750

1,000

Replacement of keys and locks after burglary

1,000

750

Deep freeze products (Contents)

750

10% of Sum Insured

Contents temporarily removed

10% of Sum Insured

10% of Sum Insured

Alternative Accommodation

10% of Sum Insured

10% of Sum Insured

Loss of Rental Income (Buildings)

10% of Sum Insured

1,500

Accidental Damage to Glass and Mirrors

1,500

ELITE

All Risks

hide

Yes

Fire, Explosion, Lightning

Yes

Yes

Aircrafts and Meteors

Yes

Yes

Burglary, Robbery, Theft

Yes

Yes

Storm, Rain, Hurricane, Tornado, Flood

Yes

Yes

Earthquake, Tsunami

Yes

Yes

Vandalism, Riots

Yes

Yes

Escape of Water

Yes

Yes

Impact by Motor Vehicle or Falling Objects

Yes

Yes

Accidental Damage (All Risks)

Yes

FREE Additional Coverages

hide

Yes

Removal of debris and additional costs

Yes

1,200

Pet Health Insurance

1,200

1,500

Travel Baggage (Contents)

1,500

5,000

Travel Cancellation

5,000

1,000,000

Third Party Liability

1,000,000

15,000

Personal Accident

15,000

1,000

Contents left outside

1,000

750

Loss of metered water

750

750

Contents belonging to guests

750

750

Theft of Contents left inside Vehicle at Home

750

750

Loss of money and credit card fraud (Contents)

750

1,000

Replacement of keys and locks after burglary

1,000

750

Deep freeze products (Contents)

750

10% of Sum Insured

Contents temporarily removed

10% of Sum Insured

10% of Sum Insured

Alternative Accommodation

10% of Sum Insured

10% of Sum Insured

Loss of Rental Income (Buildings)

10% of Sum Insured

1,500

Accidental Damage to Glass and Mirrors

1,500

Note: All figures are in ANG/AWG